the scheduled personal property endorsement quizlet

Broad perils coverage - These two Forms provide Broad Form Perils Coverage. \text { Average number of common shares outstanding } & 617.2 & 645.2 & 652.6 Although Laura thought she had lost her emerald earring, the pair was stolen by a temporary worker who accidentally left one of the earrings behind. What is the difference in the weekly salaries of these two jobs? 45 In what type of home does Mrs. Zabinski live? Which of the following is false in regard to the Home Day Care endorsement? Get home insurance quotes for scheduled personal property coverage Compare rates Also known as scheduled personal property coverage, this is a way to raise the coverage limits of specific high-value items, such as valuable family heirlooms, that you own. Structures that are set apart from the dwelling by a clear space Which of the following endorsements to the Homeowners Policy adds coverage for injury resulting from libel, slander, false arrest, defamation, invasion of privacy and other such offenses that could result in a personal liability suit? Insurers calculate actual cash value by taking the replacement cost and accounting for depreciation of the item. They would not recover their loss in full because they were not insured to value. What should their agent tell them? claim expenses Property damage of another caused by the insured, The comprehensive HO-5 policy is a _____ perils contract on personal property, structures on the premises set apart from the dwelling by a clear space, What is not covered by coverage B - other structures, - does not cover other structures rented to others for other than a use as a private garage They believed that they did not get enough for this property because the settlement was based on actual cash value. Question 54 of 63 Liability arising from publication of material that violates another person's right of privacy - All are excluded under the unendorsed HO policy. Your clothing, appliances, furniture, and jewelry are all treated as personal property. Scheduled personal property coverage provides three specificadvantages that extend beyond the benefits of a standard insurance policy: By clicking Accept All Cookies, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. Animals, birds, fish The cause is determined to be a defect in the grill. Definition. The land on which the dwelling is located --- While vacant land is included in the definition of 'insured location,' for the purposes of liability coverage, no property coverage is provided for land under the Homeowners policy. Tom and Ann have just bought a condominium for their residence. Marc and Nancy insure their home for $300,000 with a homeowners policy. Most companies will require copies of either areceiptor anappraisalof the item before providing the coverage. C) Coverage C--Personal property increased limits. all of the following are special personal property limits under a homeowners policy EXCEPT: a. On what form is Albert's homeowners policy written? Izzy agrees to rent the room but is concerned about the valuable electronic equipment he owns. storage shed. Per person - Medical payments coverage for all types of policies pays on a 'per person' limit. & \$74,850.00\\ how would a loss be adjusted under a homeowners policy with an insurance-to-value clause if a homeowner failed to carry coverage of at least 80% of the replacement cost of the home? B. A complete list or inventory of your personal property and its total value will help you decide how much coverage is adequate and make filing claims easier. \hline \text { Net income } & \$ 3,695 & \$ 3,789 & \$ 5,681 \\ Scheduled personal property endorsement Crew of ships are covered by the? Which of the following claims would be covered by the First Aid Expenses under the Homeowners Policy?

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